Book of the Week “The Money Manual”
What inspired you to write this book?
I wrote this book because after being a financial educator for 5 years, I pretty much knew the basic questions that people asked and how they needed to get started on their journey and what information would help them; I wanted to create a resource that would be available to people if they were not able to make it to my speaking engagements, if they weren’t able to take any of my courses, if they needed something a little more focused other than what was available in the blog.
If you could tell your younger writing self anything, what would it be?
I would tell myself to follow your own timeline; you know, oftentimes you hear people say go ahead and write that book, or you shouldn’t write a book, or whatever else it may be. You know your situation better than most, and while some people need general motivation not to procrastinate, maybe it’s serving a purpose. I know for me, I wanted to make sure that I had a handle on being a financial educator before writing a book, so my book was written from experience, and not from me learning.
What was the best money you ever spent as a writer?
The best money I ever spent as a writer was on my editors, they make you look good. No matter how much you try to clean up your work or edit your own work, it’s just something different about having other eyes.
What kind of research do you do, and how long do you spend researching before beginning a book?
A lot of my research is based on my experience working with clients, making sure that I’m up to date on the latest financial trends, laws, policies, and changes that would apply to individuals’ financial situations. As far as research before beginning a book, I check in with my audience to see what their appetite is; I don’t necessarily write books that don’t have a buyer in mind, especially as someone who self-publishes, so it’s key that I find out what my audience needs and wants.
How many hours a day do you write?
Now that I’m not actively working on a book, the daily hours spent writing has changed; when I was working on my book, I spent about 1-2 hours daily writing. Currently, I spend about 1-2 hours per week writing, and that’s because I still create a lot of the content for My Fab Finance, and coordinate with my writing team.
What was your hardest scene to write?
Not applicable for this writer/book
What is your favorite childhood book?
As a little girl, I loved R.L. Stine’s Goosebumps series and the American Girl Addy series because Addy was the only black girl they had in the series at the time. As I got older and as a college student, my favorite book was Things Fall Apart by Chinua Achebe.
In 2007, Tonya Rapley was fighting for her life in a relationship that was physically, emotionally, and financially abusive. Today Tonya Rapley is an internationally recognized millennial money expert, mompreneur, and founder of the award-winning site, My Fab Finance. She is the author of the Amazon best-seller, The Money Manual: A Practical Guide To Help You Succeed on Your Financial Journey and co-host of the Colorfull Lives podcast.
She created the BanishTheBalance Challenge in 2016 and helped her community eliminate more than $250,000 worth of debt in 60 days. In 2019 she launched the Blue Ribbon Club, a structured accountability program to help individuals break the cycle of living paycheck to paycheck so that they can live lives they love.
Tonya is a highly sought after media personality. She has appeared as a financial expert on Good Morning America Strahan & Sara and CNN. Her client list includes brands such as State Farm, H & R Block, Frost Bank, and Invisalign. Tonya’s work has been featured in The Washington Post, Glamour, Business Insider, and Vogue and more, making a powerful impact on the financial lives of audiences of all ages.